Welcome to my web page. As an experienced loan officer with over twenty years experience, I can guide you through the process whether you're refinancing or buying your first home.
You can use a reverse to get monthly cash to fit your lifestyle
With a reverse you can keep your home and still offer it to your heirs
You can your spouse must be at least 62 and own the home
If you're over 62 and own your home we can see if a reverse mortgage is right for you.
We can get you prequalified online so you can make an offer with confidence that it will get accepted.
We will use our network of lenders to shop for the best rates and loan program to fit your needs.
Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.
At MAGIC MORTGAGE USA, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with many lender/investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
We work conforming and non-conforming real estate loans.
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
Our team at MAGIC MORTGAGE USA is fast, friendly, experienced and here to help you every step of the process!
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Email: terrymontcalm@gmail.com
Phone: (727) 420-1016
Address: 2401 W BAY DR STE 128
LARGO, FL
33770
Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed
We can help you lock in a long term fixed rate and get out of your ARM.
CLICK HERE FOR MOREGet started with our easy online application.
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